North Carolina Home Loans for Mortgage Refinancing & Purchase Mortgage
North Carolina Home Mortgage Loans
North Carolina's population has been growing steadily with an annual increase of 10.1% since the year of 2000. Every year thousands of homes are being purchased in the regions of Charlotte, Matthews, Concord, Cary, Wilmington, Arden, Rocky Mount, Fayetteville, Salisbury, Gastonia, Greensboro, Durham, Winston Salem, Raleigh, and many more! Average home appreciation in Charlotte & Raleigh has been over 8% per annum. North Carolina Mortgage Refinancing applications have been skyrocketing due to the widespread home appreciation throughout North Carolina.
Every year the North Carolina Commissioner of Banks have been busy evaluating hundreds of new North Carolina mortgage lender applications. Every major home lender has been moving to North Carolina to experience the new housing boom. North Carolina Purchase Money Mortgages are being written everyday facilitating the new homeowners that are moving from all over the United States.
Carteret Mortgage is proud to be serving the homeowners of North Carolina with their home refinancing, and purchase money mortgages.
Mortgage Programs frequently used for Home Loans
MyCommunity Mortgages : Buy a home with Zero Down, and enjoy low home loan insurance rates. Product highlights: up to 40yr terms, no cash reserves, gifted money allowed, extra flexibility on credit, and no minimum contribution.
HomePossible Mortgages : this home loan is exactly like the MyCommunity Mortgages, but is offered through Freddie Mac.
FHA Home Mortgages - FHA Guidelines : This home loan program has been helping many North Carolina homeowners with their first home purchase. Product highlights: 2.25% down payment, low monthly mortgage insurance payments, Refinance Cash Out up to 95% LTV, no credit score requirement, nontraditional credit accepted, and no reserve requirement.
FHA Secure programs ; FHA reset programs : is offered to those who have made timely payments prior to their ARM adjusting.
FHA Loan Limits : from $272,050 to $729,750; depends on the size of the county/city.
Reverse Mortgages : Reverse mortgages are becoming popular in the United States. HUD's Reverse Mortgages is a federally insured home loan, and it's a safe plan than give older Americans greater financial security. Many seniors use it to supplement social security, pay for unexpected medical expenses, home improvements, and more. Since your home is probably your largest single investment, it's smart to know more about reverse mortgages, and decide if it's right for you!
VA Home Loans : VA home mortgages have been helping current/former military veterans with VA home loan purchases, and VA home mortgage refinances. VA home loans is designed to help obtain a VA home mortgage loan with zero down, and with lower-than-average credit scores.
HomePossible Mortgages : this home loan is exactly like the MyCommunity Mortgages, but is offered through Freddie Mac.
FHA Home Mortgages - FHA Guidelines : This home loan program has been helping many North Carolina homeowners with their first home purchase. Product highlights: 2.25% down payment, low monthly mortgage insurance payments, Refinance Cash Out up to 95% LTV, no credit score requirement, nontraditional credit accepted, and no reserve requirement.
FHA Secure programs ; FHA reset programs : is offered to those who have made timely payments prior to their ARM adjusting.
FHA Loan Limits : from $272,050 to $729,750; depends on the size of the county/city.
Reverse Mortgages : Reverse mortgages are becoming popular in the United States. HUD's Reverse Mortgages is a federally insured home loan, and it's a safe plan than give older Americans greater financial security. Many seniors use it to supplement social security, pay for unexpected medical expenses, home improvements, and more. Since your home is probably your largest single investment, it's smart to know more about reverse mortgages, and decide if it's right for you!
VA Home Loans : VA home mortgages have been helping current/former military veterans with VA home loan purchases, and VA home mortgage refinances. VA home loans is designed to help obtain a VA home mortgage loan with zero down, and with lower-than-average credit scores.
North Carolina Mortgage | Charlotte Home Mortgages | FHA Home Loans | FHA Secure Programs | VA Loans | Super Jumbo Loans | 1st Time Home Buyers | Mortgages Refinances
Home Mortgages in Matthews, Midland, Concord, Cary, Winston Salem, Wilmington, Arden, Durham, Raleigh, Gastonia, Rocky Mount, Greensboro, Fayetteville, Salisbury
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North Carolina Mortgage License L-104697