Today’s Rates

Loan Programs · Today’s Rates · APR

1st Update 11:44PM · 09/04/2008

30 year fixed Conv/Conforming · 6.000% - 6.186%
30 year Fixed LPMI · 6.500% - 6.691%
15 year fixed · 5.375% - 5.680%
5/1 ARM · 5.500% - 5.654%
5/1 Interest Only ARM · 5.500% - 5.654%

FHA Home Loans 30 year fixed · 6.000% - 6.340% · New FHA Loan limit
FHA Secure Program 30 year fixed · 6.750% - 7.100%
VA Home Loans 30 year fixed · 6.000% - 6.400%
Super Jumbo Mortgage - Jumbo Loans · Please Contact Us
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Rates are updated daily at noon. Rates are subject to change without notice.
APR Annual Percentage Rate based on $200k loan amount, 20% down, no discount point, standard 1% origination fee unless otherwise noted, and 740 credit score. Your actual Annual Percentage Rate (APR) may be higher or lower based on your credit history, loan amount, property state, product features, interest rate lock period, PMI/MIP, and loan-to-value ratio. The displayed annual percentage rates (APRs) include total points, and additional prepaid finance charges and may include other closing costs. On adjustable rate loans, rates are subject to increase over the life of the loan.
Loan pricing may only be locked through a mortgage consultant to be effective. All loans are subject to credit approval, verification, and collateral evaluation. This information is provided for illustration only, does not constitute an application, does not guarantee loan approval, nor is it an offer or commitment to make a loan to you on the above terms.
Mortgage Rates displayed above are based on mortgages secured in NC, and may vary per state.
FHA Loan rates based on a 3.5% down payment, 640 middle FICO score, and with no Manual Underwriting included. Price may vary with loan amount, credit score, Manual Underwriting, no credit score, cash-out refinancing, and property state. Minimum Loan NC FHA 140,000.
VA Loan rates based upon 1st time use of VA Funding Fee. Minimum NC VA Loan Amount 150,000.
LPMI (Lender Paid PMI) - 5% down payment, $200,000 loan amount, and minimum 720 credit score.
Other restrictions may apply. National Mortgage Rates