Today’s Rates

Loan Programs · Today’s Rates · APR

1st Update 12:01PM · 07/02/2009

30 year fixed Conv/Conforming 5.250% – 5.427% APR
15 year fixed 4.625% – 4.924% APR
5/1 ARM 4.000% – 4.041% APR
5/1 Interest Only ARM 4.000% -4.041% APR

FHA Mortgage 30 year fixed 5.500% - 5.850% APR
FHA Secure Program 30 year fixed 7.250% – 7.380% APR
VA Home Loans 30 year fixed 5.500% – 5.890% APR
USDA 30 year fixed 5.500% – 5.870% APR

Jumbo Loans 30 year fixed 6.25% - 6.439% APR
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Serving the Carolinas Only.
Rates are updated daily at noon. Rates are subject to change without notice.
APR Annual Percentage Rate based on $200k loan amount, 25% down, no discount point, standard 1% origination fee unless otherwise noted, and 740 credit score. Actual Annual Percentage Rate (APR) may be higher or lower based on credit, loan amount, property state, product features, rate lock period, PMI/MIP, and loan-to-value ratio. The displayed annual percentage rates (APRs) include total points, and additional prepaid finance charges and may include other closing costs. On adjustable rate loans, rates are subject to increase over the life of the loan.
Loan pricing may only be locked through a mortgage consultant to be effective. All loans are subject to credit approval, verification, and collateral evaluation. This information is provided for illustration only, does not constitute an application, guarantee loan approval, or an offer or commitment to make a loan on the above terms.
Mortgage Rates displayed above are based on mortgages secured in NC, and may vary per state.
FHA Loan rates based on a 3.5% down payment, 620 Minimum FICO, FHA 1.75% funding fee, and no Manual Underwriting included. Price may vary with loan amount, credit score, Manual Underwriting, cash-out refinancing, and property state. Minimum Loan NC FHA 110,000. New FHA Loan limit
VA Loan rates based upon 1st time use of VA Funding Fee 2.15%. Minimum NC VA Loan Amount 150,000.
USDA rates based on 200k loan amount, 620 minimum score, 2% USDA funding fee
Jumbo Loans are based upon 625k max loan amount, 800 FICO, 70% LTV
Other restrictions may apply. National Mortgage Rates