North Carolina Home Loans for Mortgage Refinancing & Purchase Mortgage

Current Mortgage Rates | Today's Interest Rates

Loan Programs

30 year fixed Conv/Conforming
30 year Fixed LPMI
15 year fixed
5/1 ARM
5/1 Interest Only ARM

FHA Home Loans 30 year fixed
FHA Secure Program 30 year fixed
VA Home Loans 30 year fixed
Super Jumbo Mortgage - Jumbo Loans

Today's Rates - APR 05-22-08
(1st Update 1:17PM)
5.750% - 5.933%
6.125% - 6.312%
5.500% - 5.806%
5.000% - 5.381%
5.000% - 5.381%

5.875% - 6.200% New FHA Loan limit
6.375% - 6.710%
6.000% - 6.400%
Apply Online or Request More Info

 
  The National Mortgage Rate Snapshot
 
May 15, 2008
One Year Ago
  30YR 15YR 5/1ARM 1/1ARM 30YR 15YR 5/1ARM 1/1ARM
Average 6.01 5.6  5.57 5.18 6.21 5.92 5.92 5.48
Fees & Points 0.6 0.5 0.6 0.7 0.4 0.4 0.5 0.7


PRIMARY MORTGAGE MARKET SURVEY RESULTS
May 15, 2008 © 2008 Freddie Mac 

Rates are updated noon daily. Rates are subject to change without notice.
APR is Annual Percentage Rate based on $200,000 loan amount, 20% down, no discount point, standard 1% origination fee unless otherwise noted, and 740 minimum credit score. Your actual Annual Percentage Rate (APR) may be higher or lower based on your credit history, loan amount, property state, product features, interest rate lock period, PMI/MIP, and loan-to-value ratio. The displayed annual percentage rates (APRs) include total points and additional prepaid finance charges and may include other closing costs. On adjustable rate loans, rates are subject to increase over the life of the loan.
Loan pricing may only be locked through a mortgage consultant to be effective. All loans are subject to credit approval, verification, and collateral evaluation. This information is provided for illustration only, does not constitute an application, does not guarantee loan approval, nor is it an offer or commitment to make a loan to you on the above terms.
 Mortgage Rates displayed above are based on mortgage loans secured by properties located in Matthews, Midland, Concord, Cary, Winston Salem, Charlotte, Wilmington, Arden, Durham, Raleigh, Rocky Mount, Greensboro, Fayetteville, Salisbury, and all over North Carolina, and may vary per state.
FHA Loan rates based on a 2.25% down payment, and with no Manual Underwriting included. Price may vary with loan amount, credit score, Manual Underwriting offers, no credit score, cash-out refinancing, and property state.
VA Loan rates based upon 1st time use of VA Funding Fee.
LPMI (Lender Paid PMI) based upon 5% down payment with $200,000 loan amount, and minimum 740 credit score.
Other restrictions may apply.